<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
  xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
  xmlns:content="http://purl.org/rss/1.0/modules/content/"
  xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
  <title>Heart of the Shore</title>
  <link>https://lovehumanity.charity/podcast/</link>
  <atom:link href="https://lovehumanity.charity/podcast/feed.xml" rel="self" type="application/rss+xml"/>
  <language>en-us</language>
  <copyright>&#169; 2026 Love of Humanity, Inc.</copyright>
  <description>Heart of the Shore is a podcast about life in Central New Jersey — energy assistance, community events, local resources, hidden gems, and the people making Monmouth County home. AI-produced by Love of Humanity, Inc. and Val Kleyman. All voices are AI-generated.</description>
  <itunes:summary>Heart of the Shore is a podcast about life in Central New Jersey — energy assistance, community events, local resources, hidden gems, and the people making Monmouth County home. AI-produced by Love of Humanity, Inc. and Val Kleyman. All voices are AI-generated.</itunes:summary>
  <itunes:author>Love of Humanity, Inc.</itunes:author>
  <itunes:owner>
    <itunes:name>Val Kleyman</itunes:name>
    <itunes:email>director@lovehumanity.charity</itunes:email>
  </itunes:owner>
  <itunes:image href="https://lovehumanity.charity/podcast/cover.png"/>
  <image>
    <url>https://lovehumanity.charity/podcast/cover.png</url>
    <title>Heart of the Shore</title>
    <link>https://lovehumanity.charity/podcast/</link>
  </image>
  <itunes:category text="Society &amp; Culture">
    <itunes:category text="Places &amp; Travel"/>
  </itunes:category>
  <itunes:category text="Government"/>
  <itunes:explicit>false</itunes:explicit>
  <itunes:type>episodic</itunes:type>
  <lastBuildDate>Thu, 23 Jul 2026 12:20:00 +0000</lastBuildDate>

  
    <item>
      <title>EP27: Monmouth Establishments to Know: Schools + Arts + Dining + Realtors</title>
      <link>https://lovehumanity.charity/podcast/</link>
      <guid isPermaLink="false">loh-hots-ep27</guid>
      <pubDate>Thu, 23 Jul 2026 12:20:00 +0000</pubDate>
      <itunes:episode>27</itunes:episode>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:duration>8:15</itunes:duration>
      <description>Weekly Monmouth Establishments to Know roundup. Four picks across four different corners of Monmouth life: Christian Brothers Academy Lincroft (private school, Fall 2026 admissions dates), the Monmouth Museum (new Dunellen satellite via $500K NJEDA A.R.T. grant, current Native Americans of NJ exhibition), Salt Creek Grille Rumson (Navesink dining since 1998), and Resources Real Estate (Rumson-based independent brokerage). An editorial roundup from Love of Humanity, Inc. This episode is AI-generated content.</description>
      <content:encoded><![CDATA[<p>Weekly Monmouth Establishments to Know roundup. Four picks across four different corners of Monmouth life:</p><ul><li><strong>Private schools</strong> &mdash; <a href="https://www.cbalincroftnj.org/">Christian Brothers Academy Lincroft</a></li><li><strong>Arts venues</strong> &mdash; <a href="https://www.monmouthmuseum.org/">Monmouth Museum</a> (Lincroft + new Dunellen satellite)</li><li><strong>Fine dining</strong> &mdash; <a href="https://www.saltcreekgrille.com/rumson/">Salt Creek Grille Rumson</a> on the Navesink</li><li><strong>Realtors</strong> &mdash; <a href="https://resourcesrealestate.com/">Resources Real Estate</a> (Rumson HQ)</li></ul><p>Full write-up: <a href="https://lovehumanity.charity/reports/monmouth-establishments-to-know-2026-07-23.html">Monmouth Establishments to Know This Week</a>. <a href="https://www.youtube.com/watch?v=W1aHuvUF06M">Watch on YouTube</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
      <enclosure url="https://lovehumanity.charity/podcast/episodes/ep27.mp3" length="15863852" type="audio/mpeg" />
    </item>
    <item>
      <title>EP26: The 10-Minute Contractor Check Every Jersey Shore Family Should Run</title>
      <link>https://lovehumanity.charity/podcast/</link>
      <guid isPermaLink="false">loh-hots-ep26</guid>
      <pubDate>Mon, 20 Jul 2026 14:23:46 +0000</pubDate>
      <itunes:episode>26</itunes:episode>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:duration>12:57</itunes:duration>
      <description>A LocalJobs-focused episode: the four-step, ten-minute routine that separates a legitimate NJ home improvement contractor from a storm-chaser. Includes NJ Consumer Affairs verification steps and the state contractor registration requirements every Monmouth family should know.</description>
      <enclosure url="https://lovehumanity.charity/podcast/episodes/ep26.mp3" length="24884012" type="audio/mpeg" />
    </item>
<item>
    <title>EP25: Monmouth Businesses to Know: Play, Realtors, Farm Market, Parks</title>
    <itunes:title>EP25: Monmouth Businesses to Know</itunes:title>
    <description>Weekly Monmouth Businesses to Know roundup. This week: Magic Sky Play (Marlboro indoor playground), Heritage House Sotheby's International Realty (Rumson), Delicious Orchards (Colts Neck), and the Monmouth County Park System. Plus verify-before-you-commit tips. No sponsors, no fees — an editorial roundup from Love of Humanity, Inc. This episode is AI-generated content.</description>
    <content:encoded><![CDATA[<p>Weekly Monmouth Businesses to Know roundup. Four picks across four different lanes:</p><ul><li><strong>Kids activities</strong> &mdash; <a href="https://www.magicskyplay.com/">Magic Sky Play</a> (Marlboro)</li><li><strong>Realtors</strong> &mdash; <a href="https://www.heritagehousesir.com/">Heritage House Sotheby's International Realty</a> (Rumson)</li><li><strong>Kids retail</strong> &mdash; <a href="https://www.deliciousorchardsnj.com/">Delicious Orchards</a> (Colts Neck)</li><li><strong>Community resources</strong> &mdash; <a href="https://www.monmouthcountyparks.com/">Monmouth County Park System</a></li></ul><p>Full write-up: <a href="https://lovehumanity.charity/reports/monmouth-businesses-to-know-2026-07-16.html">Monmouth Businesses to Know This Week</a>. <a href="https://www.youtube.com/watch?v=-YI-pjNLPBM">Watch on YouTube</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep25.mp3" length="14201900" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep25-20260716</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Thu, 16 Jul 2026 08:35:00 -0400</pubDate>
    <itunes:duration>444</itunes:duration>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP24: Monmouth Businesses to Know: Pediatric Health + Fitness + Salons + Home Services</title>
    <itunes:title>EP24: Monmouth Businesses to Know</itunes:title>
    <description>Weekly Monmouth Businesses to Know roundup. This week: Tots to Teens &amp; In Bee Tween Pediatric Dentistry (Holmdel), F45 Training Manalapan, Cookie Cutters Haircuts for Kids (Freehold), and Cowleys Pest Services (Farmingdale). Plus the verify-before-you-commit questions to ask each one. No sponsors, no fees — an editorial roundup from Love of Humanity, Inc. This episode is AI-generated content.</description>
    <content:encoded><![CDATA[<p>Weekly Monmouth Businesses to Know roundup. Four picks across four different lanes:</p><ul><li><strong>Pediatric health</strong> &mdash; Tots to Teens &amp; In Bee Tween Pediatric Dentistry (Holmdel)</li><li><strong>Fitness studios</strong> &mdash; <a href="https://f45training.com/">F45 Training Manalapan</a></li><li><strong>Salons</strong> &mdash; <a href="https://www.haircutsarefun.com/location/freehold-nj">Cookie Cutters Haircuts for Kids</a> (Freehold)</li><li><strong>Home services</strong> &mdash; <a href="https://www.cowleys.com/">Cowleys Pest Services</a> (Farmingdale)</li></ul><p>Full write-up: <a href="https://lovehumanity.charity/reports/monmouth-businesses-to-know-2026-07-09.html">Monmouth Businesses to Know This Week</a>. <a href="https://www.youtube.com/watch?v=kdQzJ2cxElk">Watch on YouTube</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep24.mp3" length="14780972" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep24-20260709</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Thu, 09 Jul 2026 08:35:00 -0400</pubDate>
    <itunes:duration>461</itunes:duration>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP23: Monmouth Businesses to Know: Kids Activities + Realtors + Kids Retail + Community</title>
    <itunes:title>EP23: Monmouth Businesses to Know</itunes:title>
    <description>Weekly Monmouth Businesses to Know roundup. This week: The Little Gym of Aberdeen (kids gymnastics 4mo–12yr), Diane Turton Realtors in Rumson (independent shore brokerage), The Train Doctor of Eatontown (model trains + repair), and the Monmouth County Library System (13 branches, free programming). No sponsors, no fees — an editorial roundup from Love of Humanity, Inc. This episode is AI-generated content.</description>
    <content:encoded><![CDATA[<p>Weekly Monmouth Businesses to Know roundup. Four picks across four different lanes:</p><ul><li><strong>Kids activities</strong> &mdash; <a href="https://www.thelittlegym.com/classes/">The Little Gym of Aberdeen</a></li><li><strong>Realtors</strong> &mdash; <a href="https://www.dianeturton.com/offices">Diane Turton, Realtors</a> (Rumson HQ)</li><li><strong>Kids retail</strong> &mdash; <a href="https://thetraindoctor.com">The Train Doctor</a> (Eatontown)</li><li><strong>Community resources</strong> &mdash; <a href="https://monmouthcountylib.org/">Monmouth County Library System</a></li></ul><p>Full write-up: <a href="https://lovehumanity.charity/reports/monmouth-businesses-to-know-2026-07-02.html">Monmouth Businesses to Know This Week</a>. <a href="https://www.youtube.com/watch?v=jhSdZ0T-5Z0">Watch on YouTube</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep23.mp3" length="14937644" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep23-20260702</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Thu, 02 Jul 2026 14:30:00 -0400</pubDate>
    <itunes:duration>467</itunes:duration>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP22: Heat Waves on Our Shore: A Neighbor-to-Neighbor Plan</title>
    <itunes:title>EP22: Heat Waves on Our Shore: A Neighbor-to-Neighbor Plan</itunes:title>
    <description>Heat is the leading weather-killer in the U.S., but most of what protects a Monmouth family during a heat wave isn't gear — it's a plan. Three layers of household heat planning: the house (cool room + pre-cooling), the people (call list), and the block (the four closest neighbors who might need a check-in). Sourced to CDC guidance on preventing heat illness. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>Heat is the leading weather-killer in the U.S. — but most of what protects a Monmouth family during a heat wave isn't gear, it's a plan.</p><p>Three layers we walk through in this episode:</p><ul><li><strong>The house</strong> &mdash; find your cool room and pre-cool on hot mornings.</li><li><strong>The people</strong> &mdash; build your call list <em>before</em> the heat starts.</li><li><strong>The block</strong> &mdash; the four closest neighbors who might need a check-in.</li></ul><p>Citations: <a href="https://www.cdc.gov/extreme-heat/prevention/index.html">CDC Preventing Heat-Related Illness</a> and <a href="https://www.cdc.gov/niosh/heat-stress/about/illnesses.html">CDC/NIOSH Heat-Related Illnesses</a>.</p><p><a href="https://www.youtube.com/watch?v=NJIqw-2kLSk">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep22.mp3" length="18627116" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep22-20260629</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Mon, 29 Jun 2026 10:30:00 -0400</pubDate>
    <itunes:duration>582</itunes:duration>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP21: Monmouth Businesses to Know: Orthodontics + Barre + Salons + HVAC</title>
    <itunes:title>EP21: Monmouth Businesses to Know: Orthodontics + Barre + Salons + HVAC</itunes:title>
    <description>Four Monmouth County small businesses across four categories: Teeth Tamers Orthodontics (Englishtown), Pure Barre Red Bank, Salon Concrete at Bell Works (Holmdel), and Breeze Heating &amp; Air Conditioning (Aberdeen) — plus a 60-second walkthrough on verifying any NJ provider through the state license portal. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>This week's roundup spans four very different needs: a kid-friendly orthodontist in Englishtown, a barre studio in Red Bank that has built a real community around busy moms, a tucked-away salon inside the Bell Works building in Holmdel, and a family-owned HVAC outfit out of Aberdeen that has been keeping local homes comfortable since 1984.</p><ul><li><strong>Teeth Tamers Orthodontics</strong> &mdash; Englishtown, Dr. Karla Isaacs, (732) 792-3581</li><li><strong>Pure Barre Red Bank</strong> &mdash; 127 Broad Street, (732) 842-7873</li><li><strong>Salon Concrete</strong> &mdash; Bell Works, Holmdel, (732) 444-1063</li><li><strong>Breeze Heating &amp; Air Conditioning</strong> &mdash; Aberdeen Township, (732) 242-9999</li></ul><p>Companion article: <a href="https://lovehumanity.charity/reports/monmouth-businesses-to-know-2026-06-25.html">lovehumanity.charity/reports/monmouth-businesses-to-know-2026-06-25</a></p><p>Verify any NJ provider: <a href="https://newjersey.mylicense.com/verification/">newjersey.mylicense.com/verification</a></p><p><a href="https://www.youtube.com/watch?v=bxc59KhzSLQ">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep21.mp3" length="18309932" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep21-20260625</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Thu, 25 Jun 2026 08:30:00 -0400</pubDate>
    <itunes:duration>572</itunes:duration>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP20: NJ Contractor Check: Verify Registration Before You Renovate</title>
    <itunes:title>EP20: NJ Contractor Check: Verify Registration Before You Renovate</itunes:title>
    <description>A practical shore-ready checklist for verifying a New Jersey home improvement contractor's registration before you pay a deposit. Use Business Search (not Person Search) on the state portal — HIC registrations are issued to the business, not the person. Official portal: https://newjersey.mylicense.com/verification/ This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A practical shore-ready checklist for verifying a New Jersey home improvement contractor&rsquo;s registration before you pay a deposit.</p><p><strong>Key rule:</strong> Home improvement contractor registrations are issued to the <em>business</em>, not the individual. Use <strong>Business Search</strong> on the state portal &mdash; not Person Search.</p><ul><li>Official verification portal: <a href="https://newjersey.mylicense.com/verification/">newjersey.mylicense.com/verification</a></li><li>NJ Consumer Affairs HIC page: <a href="https://www.njconsumeraffairs.gov/hic">njconsumeraffairs.gov/hic</a></li><li>NJ AG Licenses &amp; Permits hub: <a href="https://www.njoag.gov/resources/licenses-permits/">njoag.gov/resources/licenses-permits</a></li></ul><p><strong>5-minute checklist:</strong> (1) Ask for the exact business name and registration number. (2) Open the NJ portal &mdash; use Business Search. (3) Search multiple ways. (4) Match name, address, and status. (5) Treat &ldquo;don&rsquo;t worry, we&rsquo;re registered&rdquo; as a signal to verify harder.</p><p><a href="https://www.youtube.com/watch?v=A9AFumq4bWw">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep20.mp3" length="11738924" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep20-20260618</guid>
    <link>https://lovehumanity.charity/podcast/</link>
    <pubDate>Thu, 18 Jun 2026 10:30:00 -0400</pubDate>
    <itunes:duration>367</itunes:duration>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP19: Seven Contractor Red Flags (and the 10-Minute Vetting Routine)</title>
    <itunes:title>EP19: Seven Contractor Red Flags (and the 10-Minute Vetting Routine)</itunes:title>
    <description>Seven red flags every Monmouth County family should know before signing a home-improvement contract — plus a 10-minute vetting routine you can run in your kitchen. Covers cash-only pressure plays, storm-chaser bait-and-switch, NJ HIC verification, what real insurance certs look like, how to read change orders, and how to handle a dispute. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>Seven red flags every Monmouth County family should know before signing a home-improvement contract — plus a 10-minute vetting routine you can run in your kitchen with one cup of coffee.</p><ul><li>Cash-only, &ldquo;today only&rdquo; pressure plays storm chasers use after Jersey Shore nor&rsquo;easters</li><li>Why the NJ Home Improvement Contractor (HIC) number must appear on every contract and ad</li><li>How to verify a contractor in 30 seconds at the <a href="https://newjersey.mylicense.com/verification/">NJ DCA Business Search</a></li><li>What a real insurance certificate looks like (and the bait-and-switch to watch for)</li><li>How to read a change order &mdash; and how to handle a dispute without losing leverage</li></ul><p>References: <a href="https://www.njconsumeraffairs.gov/hec/Pages/verification.aspx">NJ Verify a Contractor</a> &middot; <a href="https://www.njconsumeraffairs.gov/hic">NJ HIC landing</a>. Need vetted Monmouth quotes? Post free at <a href="https://localjobs.advalorem.io/">localjobs.advalorem.io</a>. <a href="https://www.youtube.com/watch?v=6gQziqaNSX0">Watch on YouTube</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep19.mp3" length="25555244" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep19-20260615</guid>
    <pubDate>Mon, 15 Jun 2026 10:30:00 -0400</pubDate>
    <itunes:duration>798</itunes:duration>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <title>EP18: Spotlight Roundup — Four Monmouth Businesses Families Should Know</title>
    <itunes:title>EP18: Spotlight Roundup — Four Monmouth Businesses Families Should Know</itunes:title>
    <description>Four Monmouth County businesses worth knowing about: Caruso Foot and Ankle in Freehold, Rockit Academy test prep in Lincroft, Retro Fitness in Middletown, and Tanliners Club &amp; Spa in Eatontown. What each one offers, the family-safety questions to ask before you commit, and the local resources that protect you. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>Four Monmouth County businesses worth knowing about, and the family-safety questions to ask before you commit.</p><ul><li><strong>Caruso Foot and Ankle</strong> (Freehold) &mdash; calm, listening podiatry care for kids and adults.</li><li><strong>Rockit Academy</strong> (Lincroft) &mdash; honest, results-focused SAT/ACT/test prep.</li><li><strong>Retro Fitness</strong> (Middletown) &mdash; judgment-free gym with on-site childcare.</li><li><strong>Tanliners Club &amp; Spa</strong> (Eatontown) &mdash; family-owned tanning + beauty spa with the loudest happy-client reviews on the shore.</li></ul><p>Read the full spotlights at <a href="https://lovehumanity.charity/reports/">lovehumanity.charity/reports</a>. <a href="https://www.youtube.com/watch?v=abdL18d_Dso">Watch on YouTube</a>. Donate to fund free family-focused community education in Monmouth at <a href="https://lovehumanity.charity/#donate">lovehumanity.charity/#donate</a>.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep18.mp3" length="17937452" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep18-20260611</guid>
    <pubDate>Thu, 11 Jun 2026 10:30:00 -0400</pubDate>
    <itunes:duration>560</itunes:duration>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <title>EP17: Vet Your Contractor in 10 Minutes (Before You Sign Anything)</title>
    <itunes:title>EP17: Vet Your Contractor in 10 Minutes (Before You Sign Anything)</itunes:title>
    <description>A calm, NJ-Shore-practical 10-minute checklist for hiring home improvement contractors before you sign anything. Search by business (not by person) on the NJ mylicense.com Business Search portal, match the registration number to your contract and advertising, use milestone payments, and keep the 24-hour pause sentence in your back pocket. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A calm, NJ-Shore-practical 10-minute checklist for hiring home improvement contractors before you sign anything. Search by <em>business</em> (not just a person), match the registration number on every document, use milestone payments, and keep the 24-hour pause sentence ready.</p><p>NJ verification: <a href="https://newjersey.mylicense.com/verification/">mylicense.com Business Search</a> · <a href="https://www.njconsumeraffairs.gov/hec/Pages/verification.aspx">NJ Consumer Affairs verification</a> · <a href="https://www.njconsumeraffairs.gov/hic">NJ HIC landing</a> · <a href="https://www.njconsumeraffairs.gov/hic/Pages/FAQ.aspx">HIC FAQ</a>.</p><p>Need to post a job? Use <a href="https://localjobs.advalorem.io/">LocalJobs</a> &mdash; free for homeowners, free for verified contractors.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep17.mp3" length="18539564" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep17-20260528</guid>
    <pubDate>Thu, 28 May 2026 10:30:00 -0400</pubDate>
    <itunes:duration>579</itunes:duration>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <title>EP16: How NJ Families Get Energy Help: A Plain-English Guide to LIHEAP, USF, and the LOH Directory</title>
    <itunes:title>EP16: How NJ Families Get Energy Help: A Plain-English Guide to LIHEAP, USF, and the LOH Directory</itunes:title>
    <description>A plain-English guide to New Jersey's energy assistance programs: LIHEAP (federal heating help, closes June 30, 2026), the Universal Service Fund open year-round with monthly bill credits of $20-$200, NJ SHARES for crisis shutoff situations, and the free LOH Directory at lovehumanity.charity/directory for Monmouth and Ocean County families. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A plain-English guide to New Jersey's energy assistance programs: <a href="https://www.nj.gov/dca/dhcr/offices/hea.shtml">LIHEAP</a> (federal heating help, closes June 30, 2026), the <a href="https://www.nj.gov/dca/divisions/dhcr/offices/usf.html">Universal Service Fund (USF)</a> open year-round with monthly bill credits of $20&ndash;$200, <a href="https://www.njshares.org/">NJ SHARES</a> for crisis shutoff situations, and the free <a href="https://lovehumanity.charity/directory/">LOH Directory</a> for Monmouth and Ocean County families.</p><p>Apply at <a href="https://dcaid.dca.nj.gov/">dcaid.dca.nj.gov</a> or call 1-800-510-3102. Dial <a href="https://www.nj211.org/">2-1-1</a> to find your local agency.</p><p><a href="https://www.youtube.com/watch?v=d1jIXYa-AiM">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep16.mp3" length="31478828" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep16-20260525</guid>
    <pubDate>Sun, 25 May 2026 10:30:00 -0400</pubDate>
    <itunes:duration>983</itunes:duration>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP15: How to Verify a NJ Contractor Before You Hire</title>
    <itunes:title>EP15: How to Verify a NJ Contractor Before You Hire</itunes:title>
    <description>Before you sign any contract on the Jersey Shore, run this checklist: HIC registration verification, insurance certificates, written contracts, and red flags to watch for. A homeowner-facing guide to New Jersey's Contractors' Business Registration Act and the official license verification portal at newjersey.mylicense.com/verification. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>Before you sign any contract on the Jersey Shore, run this checklist: HIC registration verification, insurance certificates, written contracts, and red flags to watch for. A homeowner-facing guide to New Jersey's <a href="https://www.njconsumeraffairs.gov/hic/Pages/FAQ.aspx">Contractors' Business Registration Act (HIC FAQ)</a> and the official <a href="https://newjersey.mylicense.com/verification/">NJ license verification portal</a>.</p><p>Post your job free at <a href="https://localjobs.advalorem.io">localjobs.advalorem.io</a> — get three vetted bids in hours.</p><p><a href="https://www.youtube.com/watch?v=yqaYbM_o2-I">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep15.mp3" length="13124608" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep15-20260518</guid>
    <pubDate>Sun, 18 May 2026 10:30:00 -0400</pubDate>
    <itunes:duration>803</itunes:duration>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <title>EP14: How to Get Things Fixed: A Neighbor’s Guide to Local Government</title>
    <itunes:title>EP14: How to Get Things Fixed: A Neighbor’s Guide to Local Government</itunes:title>
    <description>A neighbor-to-neighbor guide to local government on the Jersey Shore: who handles what at the municipal, county, and state levels; how to describe a problem so it actually gets routed and fixed; and how federal community-development dollars (CDBG, HOME, ESG) translate into real help on the ground. Includes Monmouth County’s May 19 public hearing on the draft FY2026 Annual Action Plan. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A neighbor-to-neighbor guide to local government on the Jersey Shore: who handles what at the municipal, county, and state levels; how to describe a problem so it actually gets routed and fixed; and how federal community-development dollars (CDBG, HOME, ESG) translate into real help on the ground.</p><p><strong>Mentioned in this episode:</strong> <a href="https://www.visitmonmouth.com/communitydevelopment/">Monmouth County Office of Community Development</a> (public hearing on the draft FY2026 Annual Action Plan: Tuesday May 19, 2026 at 2:00 p.m.; public comment May 4 – June 3, 2026) and <a href="https://www.nj.gov/dca/dhcr/offices/cdbg.shtml">NJ DCA Small Cities CDBG</a>.</p><p><a href="https://www.youtube.com/watch?v=FflXUesLFNc">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep14.mp3" length="14348972" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep14-20260511</guid>
    <pubDate>Mon, 11 May 2026 10:30:00 -0400</pubDate>
    <itunes:duration>897</itunes:duration>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <title>EP13: How Community Development Works in Monmouth County</title>
    <itunes:title>EP13: How Community Development Works in Monmouth County</itunes:title>
    <description>A plain-language guide to how federal, state, county, and municipal community development dollars become real help — housing rehab, public facilities, homelessness supports. We map how the money flows in Monmouth County (CDBG, HOME, ESG, HEARTH; ~$7.5M in federal grants), why NJ DCA Small Cities CDBG matters for non-entitlement towns, and how to plug in as a resident. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A plain-language guide to how federal, state, county, and municipal community development dollars become real help — housing rehab, public facilities, homelessness supports. We map how the money flows in <a href="https://www.visitmonmouth.com/communitydevelopment/">Monmouth County</a> (CDBG, HOME, ESG, HEARTH; ~$7.5M in federal grants), why <a href="https://www.nj.gov/dca/dhcr/offices/cdbg.shtml">NJ DCA Small Cities CDBG</a> matters for non-entitlement towns, and how to plug in as a resident. <a href="https://nj211.org">NJ 211</a> is the 24/7 starting point for residents who need help today.</p><p><a href="https://www.youtube.com/watch?v=I_C_UJp2oe0">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep13.mp3" length="17492886" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep13-20260507</guid>
    <pubDate>Thu, 07 May 2026 10:25:00 -0400</pubDate>
    <itunes:duration>1093</itunes:duration>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP12: The NJ Data Center Boom and Your Electric Bill</title>
    <itunes:title>EP12: The NJ Data Center Boom and Your Electric Bill</itunes:title>
    <description>AI data centers were the main driver of the 20% jump in NJ electric bills in 2025. We unpack the NJPP “Fool’s Gold” findings, the SR18 clean-power push, and three concrete things every household can do — inside the home, inside the bill, and inside the civic process. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>AI data centers were the main driver of the roughly 20% jump in New Jersey electric bills in summer 2025. We unpack the <a href="https://www.njpp.org/publications/report/fools-gold-the-hidden-costs-of-ai-data-centers-for-new-jersey/">NJPP “Fool’s Gold” report</a>, the <a href="https://pub.njleg.gov/Bills/2026/SR/18_I1.HTM">SR18 clean-power push</a>, and three concrete things every household can do — inside the home, inside the bill, and inside the civic process.</p><p><a href="https://www.youtube.com/watch?v=XMvHuOyFlqk">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep12.mp3" length="8358392" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep12-20260504</guid>
    <pubDate>Mon, 04 May 2026 10:25:00 -0400</pubDate>
    <itunes:duration>696</itunes:duration>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP11: Heat and High Water: A Family Climate-Ready Plan for the Jersey Shore</title>
    <itunes:title>EP11: Heat and High Water: A Family Climate-Ready Plan for the Jersey Shore</itunes:title>
    <description>A simple, realistic family plan for two common local risks at the Shore: extreme heat and flooding/coastal storms — with practical steps, neighbor check-ins, and trustworthy starting points for local information. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A simple, realistic family plan for two common local risks at the Shore: extreme heat and flooding/coastal storms — with practical steps, neighbor check-ins, and trustworthy starting points for local information.</p><p><strong>Resources mentioned:</strong> <a href="https://nj211.org/nj-cooling-centers">NJ 2-1-1 Cooling Centers</a> and the <a href="https://njseagrant.org/extension/coastal-concerns/emergency-preparedness/">NJ Sea Grant emergency preparedness hub</a>.</p><p><a href="https://www.youtube.com/watch?v=GjnIiLat1Tk">Watch on YouTube</a></p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep11.mp3" length="14689636" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep11-20260430</guid>
    <pubDate>Thu, 30 Apr 2026 10:51:00 -0400</pubDate>
    <itunes:duration>918</itunes:duration>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP10: Three Bids in Hours, Not Days: How LocalJobs Works for Jersey Shore Contractors</title>
    <itunes:title>EP10: Three Bids in Hours, Not Days: How LocalJobs Works for Jersey Shore Contractors</itunes:title>
    <description>A practical walkthrough of LocalJobs — a Jersey Shore jobsite-services marketplace where local vetted vendors compete for your job and you pick the winner. Built for general contractors and site supervisors who don’t have time to chase three quotes. CTA: localjobs.advalorem.io. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>A practical walkthrough of <a href="https://localjobs.advalorem.io">LocalJobs</a> — a Jersey Shore jobsite-services marketplace where local vetted vendors compete for your job and you pick the winner.</p><p><strong>CTA:</strong> <a href="https://localjobs.advalorem.io">localjobs.advalorem.io</a> (post a job: <a href="https://localjobs.advalorem.io/post-job">localjobs.advalorem.io/post-job</a>)</p><p>LocalJobs is operated by Valorem Foundation, Inc. (a NJ C-corp) and is a separate organization from Love of Humanity, Inc., the 501(c)(3) nonprofit. Love of Humanity does not operate the marketplace and does not select vendors. Any referral-credit donation to Love of Humanity is voluntary.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep10.mp3" length="16400684" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep10-20260427</guid>
    <pubDate>Mon, 27 Apr 2026 10:47:00 -0400</pubDate>
    <itunes:duration>1025</itunes:duration>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP09: Show Up: Volunteer Pathways in Monmouth County and Across NJ</title>
    <itunes:title>EP09: Show Up: Volunteer Pathways in Monmouth County and Across NJ</itunes:title>
    <description>How New Jerseyans can show up for their neighbors — NJ 2-1-1's statewide volunteer database, United Way of Monmouth and Ocean Counties, Jersey Cares, Senior Corps, NJ VOAD, American Red Cross, and FEMA CERT. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>From NJ 2-1-1's statewide volunteer database at <a href="https://www.nj211.org/volunteer-opportunities">nj211.org/volunteer-opportunities</a> to the United Way of Monmouth and Ocean Counties, Jersey Cares, Senior Corps, and disaster response networks like NJ VOAD, American Red Cross, and FEMA Community Emergency Response Teams (CERT) — this episode maps out how to show up for your neighbors, whether you have two hours a month or want to build a lifelong service habit.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep09.mp3" length="12736364" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep09-20260423</guid>
    <pubDate>Thu, 23 Apr 2026 10:28:00 -0400</pubDate>
    <itunes:duration>636</itunes:duration>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP08: Every Family Deserves Clean Air: Environmental Justice in NJ</title>
    <itunes:title>EP08: Every Family Deserves Clean Air: Environmental Justice in NJ</itunes:title>
    <description>NJ's landmark Environmental Justice Law, the January 2026 court victory that upheld it, 3,735 overburdened communities covering 5.4 million people, $596M in enforcement recoveries, and what families in Monmouth County can do with tools like EJMAP. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>What does environmental justice actually mean for families in Monmouth County? NJ's 2020 Environmental Justice Law requires regulators to consider cumulative pollution before approving new facilities in overburdened communities. In January 2026, the Appellate Court upheld these rules.</p><p>We cover the law, the data, the enforcement, and what you can do: check EJMAP, attend public hearings, and connect with resources.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep08.mp3" length="16695404" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep08-20260420</guid>
    <pubDate>Mon, 20 Apr 2026 10:17:00 -0400</pubDate>
    <itunes:duration>835</itunes:duration>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP07: Food on the Table, Even When the Weather Isn't</title>
    <itunes:title>EP07: Food on the Table, Even When the Weather Isn't</itunes:title>
    <description>NJ Food Security meets Climate Resilience — the state's Strategic Plan, the $30M FEED NJ grants, Fulfill NJ's emergency distribution network, and what Monmouth County families can do right now. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>NJ Food Security meets Climate Resilience — from the state's Strategic Plan for Food Security to the $30M FEED NJ grants, Fulfill NJ's emergency distribution network, and what Monmouth County families can do right now to build food systems that survive extreme weather.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep07.mp3" length="11669420" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep07-20260413</guid>
    <pubDate>Mon, 13 Apr 2026 10:36:00 -0400</pubDate>
    <itunes:duration>729</itunes:duration>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP06: The People Showing Up for Monmouth County</title>
    <itunes:title>EP06: The People Showing Up for Monmouth County</itunes:title>
    <description>Monmouth ACTS, Code Blue warming centers, Fulfill NJ, and Lunch Break Red Bank — the community organizations quietly holding families together through hunger, cold, and crisis. Who they serve, how they work, and how you can help. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>Monmouth ACTS, Code Blue warming centers, Fulfill NJ, and Lunch Break Red Bank — the community organizations quietly holding families together through hunger, cold, and crisis.</p><p>Who they serve, how they work, and how you can support them.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep06.mp3" length="13572096" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep06-20260409</guid>
    <pubDate>Thu, 09 Apr 2026 07:21:00 -0400</pubDate>
    <itunes:duration>848</itunes:duration>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP05: Every Program That Helps Pay Your NJ Energy Bill</title>
    <itunes:title>EP05: Every Program That Helps Pay Your NJ Energy Bill</itunes:title>
    <description>LIHEAP, USF, Lifeline, Weatherization, Comfort Partners, shutoff protections, and payment arrangements — every energy assistance program in New Jersey explained. Who qualifies, how to apply, and the June 30 deadline. Call 2-1-1 to start. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>LIHEAP, USF, Lifeline, Weatherization, Comfort Partners, shutoff protections, and payment arrangements — every energy assistance program in New Jersey explained. Who qualifies, how to apply, and the June 30 deadline.</p><p>Call 2-1-1 to start your application. Apply online at <a href="https://energyassistance.nj.gov">energyassistance.nj.gov</a>.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep05.mp3" length="9815948" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep05-20260406</guid>
    <pubDate>Mon, 06 Apr 2026 10:35:00 -0400</pubDate>
    <itunes:duration>1000</itunes:duration>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP03: Free Money You're Not Claiming — NJ Benefits Most Families Miss</title>
    <itunes:title>EP03: Free Money You're Not Claiming — NJ Benefits Most Families Miss</itunes:title>
    <description>NJ FamilyCare, SNAP, Summer EBT, WIC, veteran benefits, free tax prep, and more — a full guide to the programs most New Jersey families don't know they qualify for. One screening tool, ten minutes, thousands of dollars. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>NJ FamilyCare, SNAP, Summer EBT, WIC, veteran benefits, free tax prep, and more — a full guide to the programs most New Jersey families don't know they qualify for. One screening tool, ten minutes, thousands of dollars.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep03.mp3" length="8422316" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep03-20260316</guid>
    <pubDate>Mon, 16 Mar 2026 12:00:00 -0400</pubDate>
    <itunes:duration>526</itunes:duration>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP02: 27 Things to Do in Monmouth County This Spring</title>
    <itunes:title>EP02: 27 Things to Do in Monmouth County This Spring</itunes:title>
    <description>From 70-million-year-old fossils at Big Brook Park to the Asbury Park Spring Disco, Sandy Hook's ancient lighthouse to Turkey Swamp camping — your complete guide to spring in Monmouth County. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>From 70-million-year-old fossils at Big Brook Park to the Asbury Park Spring Disco, Sandy Hook's ancient lighthouse to Turkey Swamp camping — your complete guide to spring in Monmouth County.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep02.mp3" length="6294572" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep02-20260316</guid>
    <pubDate>Mon, 16 Mar 2026 11:00:00 -0400</pubDate>
    <itunes:duration>393</itunes:duration>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

  <item>
    <title>EP01: Your JCP&amp;L Bill Is Too High — Here's What NJ Will Pay For</title>
    <itunes:title>EP01: Your JCP&amp;L Bill Is Too High — Here's What NJ Will Pay For</itunes:title>
    <description>LIHEAP, USF, Fresh Start, NJ SHARES, Lifeline, Weatherization — a complete walkthrough of every energy assistance program available to Monmouth County families, including income limits and how to apply. Visit lovehumanity.charity for more. This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</description>
    <content:encoded><![CDATA[<p>LIHEAP, USF, Fresh Start, NJ SHARES, Lifeline, Weatherization — a complete walkthrough of every energy assistance program available to Monmouth County families, including income limits and how to apply.</p><p>Visit <a href="https://lovehumanity.charity">lovehumanity.charity</a> for more.</p><p><em>This episode is AI-generated content produced by Val Kleyman and Love of Humanity, Inc.</em></p>]]></content:encoded>
    <enclosure url="https://lovehumanity.charity/podcast/episodes/ep01.mp3" length="5941292" type="audio/mpeg"/>
    <guid isPermaLink="false">hots-ep01-20260316</guid>
    <pubDate>Mon, 16 Mar 2026 10:00:00 -0400</pubDate>
    <itunes:duration>371</itunes:duration>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>

</channel>
</rss>
